These are the dark days and I worry that the darker days are coming in the week. These attacks go much deeper into personal pride. Baiju said I should ask for the money, but money can't solve for the frustration and freedom of choices of my own is a higher ground of exit for what I can accept for my own sake.
The slice of light, although plenty of signs of "he is an interesting person, making a significant investment in managing, getting very involved ...", but this could be exactly what I need to learn as quickly as possible into a new brand.
Acquisition credit policy -
- Qualities of the applicants, from their questions, and answers, to infer product options, their behaviors (credit and spend) into multiple credit policy to determine the product A/D, line assignment, APR, valuations. Also part of the customer authentication is KYC
- Do credit decisions in modulas and chunks
- Learn problem-solving in hypothesis, the tools, and the process to get into a recommendation
- Analyze rigorously the delta effect, the snapshots, the profile swaps, gut check intuition
- Low grounding is using intuition; high grounding is using foundation test
Project W -
- quality of applicants
- volume, responses
- product amongst branded, upmarket - lower lines, mainstreet lower line
- downsell, private label, secured card
- trend and distribution against the benchmark
- assessing the decisions we've made
- PLCC max 35-40%
- assess FIW
- AMP tech implementation, minimum uniqueness on the branded
Skill -
- coaching
- credit analytics
- communication
- organizing works, efficiency, priority
- distill takeaways and insights
- decks and slides
- stakeholders, AMP, Legal and Compliance, CRM
- initiate what ought to be done or worked on, less established structure, less standard way of analyzing
- creativity, white space thinking, break down the problem, customer impacts, integrated central point of contact / dimensions
- be careful of data rabbit hols
- validate data, traps, biases
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